The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with the equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for “Ethnicity” and one or more designations for “Race.” The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.

Instructions: You may select one or more “Hispanic or Latino” origins and one or more designations for “Race.” If you do not wish to provide some or all of this information, select the applicable check box.

List all other indebtedness below.  List for both applicants only if he/she will be contractually liable.  If the purpose of this loan is for debt consolidation, indicate by check mark (√) loans or lines of credit to be paid off with the proceeds of this loan.  

Each of the undersigned specifically represents to Lender and to Lender’s actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application; (2) the loan requested pursuant to this application (the “Loan”) will be secured by a lien or other security instrument on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in this application are made for the purpose of obtaining a residential loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein should change prior to closing of the Loan; (8) ownership of the Loan and/or administration of the Loan account may be transferred with such notice as may be required by law; (9) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property; and (10) my transmission of this application as an “electronic record” containing my “electronic signature,” as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.

By providing the number of my land line, cell phone or other wireless device and my email address now or in the future, I expressly consent and agree that Lender and any of Lender’s affiliates, agents, service providers or assignees may call me using an automatic telephone dialing system or otherwise, leave me a voice, prerecorded, or artificial voice message, or send me a text, e‐mail, or other electronic message for any purpose related to the servicing or collection of any account that I may establish with Lender or for other informational purposes related to my account (each a “Communication”). I also agree that Lender and any of Lender’s affiliates, agents, service providers or assignees may include my personal information in a Communication. Lender will not charge me for a Communication, but my communication service provider may. I agree that Lender may monitor and record any telephone calls to assure the quality of Lender’s service or for other legitimate business reasons. I also understand and agree that Lender may communicate with me in any manner permitted by law that does not require my prior consent.

Acknowledgement. Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.

In this Consent for Use of Electronic Records and Signatures (“E-Sign Consent’), the words “you” and “your” mean any person giving consent to our use of electronic records and signatures as described below. The words “we,” “us” and “our” mean Priority Funding LLC, its successors and assigns, and their designated service providers.

You are requesting or have obtained financial products or services from us. With your consent, we may choose to provide certain Records to you in electronic form and obtain your electronic signature for those Records. You are not required to receive Records in electronic form and sign them electronically. If you do not want to consent to our use of electronic Records and signatures at this time, please close your web browser and do not electronically sign this E-Sign Consent as described below. We can mail or otherwise deliver paper Records for your use.

Please read this E-Sign Consent carefully and print or save a copy for future reference to verify that you can keep this type of electronic Record.

Description of Electronic Records: The “Records” covered by this E-Sign Consent may include all applications, credit agreements, security instruments, other transaction documents, servicing communications that may be allowed or required by law, as well as any consumer notices, disclosures and information relating to the origination and servicing of the financial products you request or obtain from us, now and in the future, including those that must be signed or that we are required by law to provide in writing (such as your credit application and our credit decision notices; your consent for our communications with you; all contracts, agreements, transaction and servicing documents, consumer notices and agreements relating to your purchase, financing, or refinancing of a dwelling; your payments and payment authorizations; our privacy notices; billing notices and account statements; and all other communications or information relating to any financial products or services you request or obtain from us). We reserve the right to decide which Records to provide electronically and when to request your electronic signature for those Records.

Hardware and Software Requirements: To view and print or save electronic Records, you must use a computer or mobile device that permits Internet access. You must have a printer or long-term storage device that allows you to print or save electronic Records for future reference. You must use web browser software that supports the HTTPS protocol, HTML, and cookies. You must have software that allows you to view and print or save PDF documents, such as Adobe Reader or similar. You must have a working electronic mail (“email”) account that allows you to view and print or save any electronic Records we send to your designated email address (including electronic Records displayed in the email message, attached to it, or displayed when you select links included in the message). If we change the hardware or software requirements in a way that creates a material risk that you will be unable to access or keep Records we previously provided to you in electronic form, we will display the revised requirements on our website or otherwise send notice to you of the revised requirements.

Obtaining Paper Copies of Records: If you want to receive paper copies of Records you previously authorized us to provide in electronic form, you may follow the procedures described below to request paper copies of those Records. Your request for a paper copy of any Record will not, by itself, mean that you have withdrawn your prior consent to receive Records electronically. If you withdraw your prior consent for our use of electronic Records and signatures, your withdrawal of consent will not apply to any electronic Records or signatures provided before the date your withdrawal of consent takes effect. We may require you to pay reasonable charges for preparing and mailing paper copies of your Records, unless applicable law prohibits us from imposing those charges. You may ask us to send additional copies of a Record to your designated email address at no additional cost to you, which will also allow you to print paper copies of the Record using your own computer and printer.

How To Update Your Contact Information and Designated Email Address: If you have a working email address, we may require you to include your designated email address with your personal contact information. You agree to provide us with your correct and complete personal contact information and promptly notify us of any changes, including changes in your designated email address. You can update your contact information, including your email address, by [calling us at 877-393-5511; using the Contact Us page of our website at priloan.com; writing to us at Priority Funding LLC, 292 Main St, Ste G1, Northboro, MA 01532].

Your Consent For Our Use of Electronic Records and Signatures: By electronically signing this E-Sign Consent as described below, you agree that you reviewed this E-Sign Consent and verified that you can print or save a copy of it with your records. You give your express consent to receive, view and electronically sign the Records we display and provide to you in electronic form using your computer or mobile device, including the electronic Records we display on our website or mobile application and those may send to your designated email address. You agree that the electronic Records we send to your designated email address may include Records displayed in the email message, attached to it or displayed when you select links included in the message. When a Record is electronically displayed on your computer or mobile device, you agree that your electronic signature for the Record may include clicking on the displayed buttons, selecting the displayed boxes, typing your name in a designated field or otherwise selecting an electronic facsimile signature for the field, sending an email reply to a message transmitted to your designated email address, or taking other affirmative actions described when you view an electronic Record displayed on your computer or mobile device. Your consent for our use of electronic Records and signatures will be effective unless you withdraw it in the manner described below.

Withdrawing Prior Consent for Electronic Records and Signatures: If, at any time after your initial consent for electronic Records and signatures, you want to withdraw your prior consent, you may do so by [calling us at 877-393-5511; using the Contact Us page of our website at priloan.com; writing to us at Priority Funding LLC, 292 Main St, Ste G1, Northboro, MA 01532]. We will not impose any fee if you decide to withdraw your prior consent for our use of electronic Records and signatures. If you withdraw your prior consent for our use of electronic Records and signatures, any electronic Records and signatures provided and obtained before the effective date of your withdrawal will remain fully effective, valid and enforceable.

By checking the E-Sign Consent box displayed below, you agree that you received, read and agree to the terms of this Consent for Use of Electronic Records and Signatures, and that you consent to your and our use of electronic Records and signatures when made through our websites, mobile applications, the email address you provided when you requested or obtained financial products and services from us and any updated email address you may provide in the future using the procedures described above.